Business Capitol


SBA Loan


Unique Benefits
• $5 Million Max Funded Amount
• Approvals: 1-5 Days, Funding 4-10 Weeks
• SBA 7a: 10 Year Term SBA 504: 25 Year Term
• Rate: Prime + 1% – 2.75%
• Monthly Payments
• No Prepayment Penalty
• Reports to Business Credit Bureaus

Qualifications
• 2 Years Time in Business
• 660+ FICO
• $40,000 Deposited Monthly in Business Bank
Account or $500,000 Annual Sales
• No BKs/Liens/Foreclosures in Last 3 Years

 

Business Term Loan


Unique Benefits
• $10 Million Max Funded Amount
• 1 – 2 Year Terms
• Weekly/Monthly Payments
• No Prepayment Penalty
• Refinance up to 2 Loans
• Could Report to Business Credit

Qualifications
• 2 Years Time in Business
• 600+ FICO
• $500,000 Annual Sales or $40,000
Deposited Monthly
• Business Bank Account

Business Line of Credit


Unique Benefits
• $750,000 Max Line of Credit
• Approved Amount Based on Cash Flow
• Same Day Funding Available
• Only Pay for What You Use
• Weekly/Monthly Payments
• True Revolver; Each Payment Frees Up
Additional Available Funds
Qualifications
• 1 Year Time in Business
• 600+ FICO
• $500,000 Annual Sales or $40,000
Deposited Monthly
• Business Bank Account

  Business Advance


Unique Benefits
• $10 Million Max Funded Amount
• Approved Amount Based on Cash Flow
• Same Day Funding Available
• 6 – 24 Month Terms Available
• Daily/Weekly/Monthly Payments
• Early Payoff Discounts Available
Qualifications
• 1 Year Time in Business
• No Minimum FICO
• $500,000 Annual Sales or $40,000
Deposited Monthly
• Business Bank Account

Sub Debt


Unique Benefits
• $10 Million Max Funded Amount
• 1 – 2 Year Terms
• Approved Amount Based on Cash Flow
• Rates Starting at 15% – Up to 24 Month Terms
• Subordinate 2nd Lien Behind Senior Lender
• No Collateral coverage, No equity, No
warrants, & No covenants
Qualifications
• 1 Year Time in Business
• 600+ FICO
• $1 Million in Annual Sales

  Equipment Financing


Unique Benefits
• $5 Million Max Funded Amount
• 1 – 5 Year Terms
• Rates Start at 7%
• 100% Financing Available
• Purchase & Leasing Options
• Vender & Private Sales
Qualifications
• 1 Year Time in Business
• 550+ FICO
• Business Bank Account Required
• Invoice Required

Account Receivable Line of Credit


Unique Benefits
• Facility Size: $100,000 – $100,000,000
• Revolving Line of Credit
• Line of Credit Amount Fluctuates as
outstanding A/R Fluctuates
• Rates Starting at Prime + 2%
• Up 95% Financing of Current A/R
• 7+ Days Application to Funding
Qualifications
• 1 Year Time in Business
• No Minimum FICO
• $1 Million in Annual Sales
• $250,000+ in A/R on Short Terms

  Inventory Line of Credit


Unique Benefits
• Facility Size $100,000 – $10,000,000
• Revolving Line of Credit
• Line of Credit Amount Fluctuates as
Inventory Fluctuates (up and down)
• Rates Starting at Prime + 2%
• Up to 85% Financing of Inventory
Liquidation Value
• 7+ Days Application to Funding
Qualifications
• 1 Year Time in Business
• No Minimum FICO
• $1 Million in Annual Sales
• $1 Million in Current Inventory